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Amit Satish Gandhi
9722135368
Compare planes del seguro StudentSecure
StudentSecure es un seguro de salud estudiantil internacional para estudiantes extranjeros estudiando en los Estados Unidos.
Hay cuatro variantes de StudentSecure para elegir, Elite, Select, Budget y Smart; cada plan difiere en precio y prestaciones.
Los 4 planes de seguro médico estudiantil internacional StudentSecure son ampliamente aceptados por muchas universidades y todos los planes cumplen con los requisitos para los titulares de la visa J1. Al decidir qué plan es el mejor para usted, comience con los requisitos específicos establecidos por su Universidad; usted debe elegir el plan que satisfaga sus requisitos y satisfaga sus necesidades.
Aunque estos planes tienen muchas similitudes, también tienen muchas diferencias. Revise esta comparación detallada para ver fácilmente las diferencias entre los planes.
General
Médico - Ambulatorio
Within the PPO network or outside the U.S.: $20 copay per visit.
Otherwise, $40 copay per visit.
Urgent Care: $30 copay per visit within the PPO network or outside the U.S.
Otherwise, $60 copay per visit.
To policy maximum
In US: $100 copay
Generic: 100% coinsurance
Brand Name: 50% coinsurance
Oral Contraceptives: 50% coinsurance
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $50 copay per visit.
Otherwise, $100 copay per visit.
Urgent Care: $50 copay per visit within the PPO network or outside the U.S.
Otherwise, $100 copay per visit.
To policy maximum
In US: $200 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $75 copay per visit.
Otherwise, $150 copay per visit.
Urgent Care: $100 copay per visit within the PPO network or outside the U.S.
Otherwise, $200 copay per visit.
To policy maximum
In US: $350 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Within the PPO network or outside the U.S.: $50 copay per visit.
Otherwise, $100 copay per visit.
Urgent Care: $75 copay per visit within the PPO network or outside the U.S.
Otherwise, $150 copay per visit.
To policy maximum
In US: $350 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Médico - Hospitalario
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
Médico - Otros tratamientos y servicios
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included. School/Club Sports - $5,000 per injury/illness.
$750 per injury/illness, if covered injury/illness results in hospital admission.
$15,000.
Pregnancy must begin after effective date.
Maximum of 40 days. Cannot be provided at a Student Health Center.
Maximum of 40 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $75 per day Must be ordered in advance by a physician.
United Healthcare PPO
Red de médicos, hospitales, centros de urgencias, laboratorios y otros proveedores de servicios de salud.
No hay red de farmacias, dentistas, ambulancias.
On effective date, $25,000 for Acute Onset only.
After 6 month waiting period, same as any other eligible expense.
$750
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included. School/Club Sports - $5,000 per injury/illness.
$750 per injury/illness, if covered injury/illness results in hospital admission.
$10,000.
Pregnancy must begin after effective date.
Maximum of 30 days. Cannot be provided at a Student Health Center.
Maximum of 30 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $50 per day Must be ordered in advance by a physician.
United Healthcare PPO
Red de médicos, hospitales, centros de urgencias, laboratorios y otros proveedores de servicios de salud.
No hay red de farmacias, dentistas, ambulancias.
On effective date, $25,000 for Acute Onset only.
After 6 month waiting period, same as any other eligible expense.
$750
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
$300 per injury/illness, if covered injury/illness results in hospital admission.
-
$5,000. Cannot be provided at a Student Health Center.
$500. Cannot be provided at a Student Health Center.
-
Physical Therapy and Chiropractic Care: $25 per day Must be ordered in advance by a physician.
United Healthcare PPO
Red de médicos, hospitales, centros de urgencias, laboratorios y otros proveedores de servicios de salud.
No hay red de farmacias, dentistas, ambulancias.
$25,000 for Acute Onset only.
-
$500
-
-
Included
60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
$500 per injury/illness, if covered injury/illness results in hospital admission.
$5,000.
Pregnancy must begin after effective date.
Maximum of 30 days. Cannot be provided at a Student Health Center.
Maximum of 30 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $50 per day Must be ordered in advance by a physician.
United Healthcare PPO
Red de médicos, hospitales, centros de urgencias, laboratorios y otros proveedores de servicios de salud.
No hay red de farmacias, dentistas, ambulancias.
On effective date, $25,000 for Acute Onset only.
After 12 month waiting period, same as any other eligible expense.
$250
$500
-
-
Included
Dental
$500
$500
$500
$500
$500
$500
$500
$500
Viaje
-
-
-
$5,000, maximum of 15 days
$300,000
$50,000
-
-
-
-
-
$5,000, maximum of 15 days
$300,000
$50,000
-
-
-
-
-
$1,000, maximum of 15 days
$50,000
$25,000
-
-
-
-
-
$1,000, maximum of 15 days
$250,000
$25,000
-
-
Vida
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
$25,000 Optional: up to $50,000
-
-
-
-
Otros
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $75 copay per visit. Otherwise, $150 copay per visit
-
-
$250,000
$50,000 Eligible medical expenses only
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $100 copay per visit. Otherwise, $200 copay per visit.
-
-
-
$50,000 Eligible medical expenses only
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $200 copay per visit. Otherwise, $400 copay per visit.
-
-
-
-
Outside Home Country
-
Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $150 copay per visit. Otherwise, $300 copay per visit.
-
-
-
$50,000 Eligible medical expenses only
Outside Home Country
Prestaciones del plan
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Vaccination Coverage: Up to $150
Optional Crisis Response Rider: $100,000
Preventative Care: $200 after 6 months of continuous coverage
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$500,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Optional: Crisis Response Rider $100,000
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$500,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$100,000 0-64
WorldTrips
Lloyd's
Before effective date, full refund.
After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$250,000 0-64
WorldTrips
Lloyd's
- País de Origen - Si es un ciudadano estadounidense, su país de origen es Estados Unidos, independientemente de la ubicación de su residencia principal. Si no es un ciudadano estadounidense, su país de origen es donde usted reside principalmente y recibe correo ordinario.
- Para prestaciones médicas, al máximo de póliza, se refiere a los cargos habituales, razonables y acostumbrados (URC por sus siglas en inglés). Aplican deducibles y coaseguro, a menos que se indique lo contrario.
- Siempre que haya una diferencia en los niveles de prestaciones dentro de la red PPO y fuera de la red PPO, las prestaciones indicadas anteriormente son aplicables cuando se aprovecha el tratamiento dentro de la red PPO.
- Las coberturas mostradas son por persona a menos que se indique lo contrario.
- El guión (-) en los campos arriba significa No aplicable (N/A).